Free live seminar on Zoom
The Colorado First-Time Home Buyer Seminar
30 minutes. No fluff, no pitch. Then 30 minutes to answer your questions.
You're probably not buying next month. Good — that's exactly who this is for. Most people learn how a mortgage actually works while they're under contract with three days to decide, and that is how you overpay. Learn it now, three to twelve months out, and it's worth real money when you finally sit down to buy.
- 3rd Saturday monthly, 10–11 AM Mountain
- 30 minutes of seminar, 30 minutes of Q&A
- Free — no application needed
- No fluff, no pitch
Five quick questions so I can tailor the session to the people in the room. Takes about thirty seconds.
Last step — where should I send your seat?
I'll send you the Zoom link and a reminder before we start. If something comes up and you can't make it, just tell me and I'll move you to the next one.
You're on the list.
Here's your Zoom link — it's the same one every month, so save it now. I'll send a reminder before we start too. Bring your questions: the second half hour is yours, and there is no such thing as a question you should already know the answer to.
Same link every month — put it in your calendar for the 3rd Saturday, 10 AM.
Almost there
Something went sideways sending your answers — my fault, not yours. Fastest fix: call or text me directly and I'll pick up where you left off.
Call or text 303-587-4297No credit pull and no obligation. Ben Yost, Mortgage Broker • Edge Home Finance, LLC • NMLS #243370 • Company NMLS #891464
Questions people actually ask
- When is the Colorado First-Time Home Buyer Seminar?
- The 3rd Saturday of every month, 10:00 to 11:00 AM Mountain time. The first 30 minutes are the seminar, the second 30 minutes are your questions. It runs on Zoom and you get the link by email after you register.
- What is the difference between this and the Personalized Homebuyer Seminar?
- This one comes first, and anybody can come. The Colorado First-Time Home Buyer Seminar is the open group session — no application, no credit pull, nothing to qualify for. I do not need to know a thing about you for you to get value out of it. The Personalized Homebuyer Seminar is what happens after you apply: once I have your actual numbers I can build the whole session around your credit, your income, your price range, and the programs you specifically qualify for. Start here, and do the personalized one when you are ready.
- How much does the seminar cost?
- Nothing. It is free, and there is no pitch at the end. I teach it because buyers who understand the process make better decisions and tend to send me their friends.
- Do I have to be ready to buy to attend?
- No — and the people who get the most out of it are the ones who are not ready. Three to twelve months out is the sweet spot, because that is when you can still fix things: credit, savings timing, which program you aim for. Once you are under contract you have three days to make decisions, and that is a terrible time to be learning any of this.
- What do you cover in the seminar?
- How to buy with $0 down or close to it using VA, USDA, and down payment assistance; the real difference between FHA, conventional, and VA loans and how to tell which one fits you; the 30+ down payment assistance programs I carry and who they are built for; what it actually takes to qualify; and the number one mistake I see first-time buyers make. Then live Q&A.
- Do you pull my credit if I register?
- No. Registering for the seminar is not an application and does not pull your credit. There is nothing to fill out and nothing to qualify for — you just show up. Nothing happens to your credit unless you separately ask me to look at a loan for you and give permission.
- Is this a sales pitch?
- No. It is a seminar. No application, no credit pull, nothing to sign at the end. I teach it because buyers who understand this before they start shopping make better decisions, and better decisions save them thousands of dollars.
- What if I can't make that Saturday?
- Register anyway and tell me — I will roll you into the next month. It only runs once a month, though, so if your timeline is tight, do not sit around waiting for it. Call or text me at 303-587-4297 and we will cover the same ground one-on-one.
Rather just talk it through?
You don't need to know it all — that's my job. Call or text me and we'll figure out where you stand in about ten minutes.
Offer details: The Colorado First-Time Home Buyer Seminar is a free group educational session held online. Attending is not an application for credit, and nothing presented is a commitment to lend or an offer to extend credit. Loan programs, payment examples, and down payment assistance discussed are illustrations only, are subject to credit approval, income and property qualification, and program guidelines, and change without notice. Seating is limited and sessions may be rescheduled. Equal Housing Opportunity.
This is not a commitment to lend or an offer to extend credit. All loan programs, terms, and down payment assistance availability are subject to credit approval, program guidelines, income and property qualification, and may change without notice. Equal Housing Opportunity.
Edge Home Finance, LLC is a private mortgage broker and is not affiliated with, endorsed by, or acting on behalf of or at the direction of the U.S. Department of Veterans Affairs (VA), the Federal Housing Administration (FHA), the Department of Housing and Urban Development (HUD), or any other government agency.
Ben Yost, Mortgage Broker • Edge Home Finance, LLC • NMLS #243370 • Company NMLS #891464