Terms of Use
These Terms of Use govern your access to and use of https://coloradoshomeloanexpert.com (the “Site”), operated by Ben Yost as a mortgage broker with Edge Home Finance, LLC (Company NMLS #891464). By using this Site, you agree to these Terms.
Acceptance of terms
By accessing or using Colorado's Home Loan Expert, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use this Site. We may update these Terms from time to time; continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
Not a commitment to lend
The content on this Site is provided for informational and educational purposes only and does not constitute a commitment to lend, an offer to lend, an offer of credit, a pre-approval, or a guarantee of any specific rate, term, program, or loan product. All loans, rates, programs, and terms are subject to credit qualification, property appraisal, underwriting approval, and additional terms and conditions. Rates change frequently and may have already changed by the time you read this. Eligibility for any program, including down payment assistance programs, depends on borrower qualifications and program-specific requirements that change over time.
No professional advice
Content on this Site does not constitute financial, legal, tax, accounting, or investment advice. You should consult with appropriate licensed professionals before making any financial decisions. While Ben Yost is a licensed mortgage broker who can provide guidance on mortgage financing options, specific recommendations require a one-on-one consultation, review of your financial situation, and an analysis of current market conditions.
Licensing & compliance
Ben Yost — Mortgage Broker, NMLS #243370
Edge Home Finance, LLC — Company NMLS #891464
Office: Centennial, CO
Edge Home Finance Corporation is a licensed mortgage broker in Colorado and additional states. In Colorado, Edge Home Finance is regulated by the Colorado Division of Real Estate (1560 Broadway, Suite 925, Denver, CO 80202, (303) 894-2166). The complete list of state licenses, license numbers, and applicable regulators is available on Edge Home Finance's Licensing Disclaimer page.
Equal Housing Opportunity
Equal Housing Opportunity. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Intellectual property
All content on this Site — including text, graphics, logos, images, and the overall design — is the property of Ben Yost, Edge Home Finance, LLC, or their respective owners, and is protected by United States and international copyright and trademark laws. You may not reproduce, distribute, modify, transmit, or use any content from this Site for commercial purposes without our prior written permission. You may share links to this Site and may quote brief excerpts for non-commercial purposes with attribution.
Third-party links and tools
This Site may contain links to third-party websites and embedded tools (such as scheduling platforms, application portals, and review widgets). We are not responsible for the content, accuracy, or privacy practices of any third-party site or service. Your use of any third-party site or service is governed by that site's own terms and policies.
Limitation of liability
To the maximum extent permitted by applicable law, this Site and all content on it are provided “as is” and “as available” without warranties of any kind, either express or implied. Ben Yost and Edge Home Finance, LLC do not warrant that the Site will be uninterrupted, secure, error-free, or free of viruses or other harmful components. In no event shall Ben Yost, Edge Home Finance, LLC, or their affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or any content on it.
Governing law
These Terms are governed by the laws of the State of Colorado, without regard to its conflict-of-law principles. Any dispute arising out of or related to these Terms or your use of the Site shall be resolved in the state or federal courts located in Colorado.
Contact
If you have questions about these Terms of Use, please contact:
Ben Yost — ben.yost@edgehomeloans.com — 303-587-4297
These Terms of Use were last updated on 05/30/2026.