First-Time Homebuyer
How Much House Can I Afford in Colorado? (2026)
A Colorado broker breaks down what you can really afford in 2026 — by monthly payment, not the approval number. Real numbers, real talk.
Jun 26, 2026
Plain-English answers to every Colorado mortgage question
Guides, breakdowns, and real talk from Ben Yost — no jargon, no fluff.
Featured
First-Time Homebuyer
How Much Money Do You Actually Need to Buy a House in Colorado?
You don't need 20% down to buy a house in Colorado. Most first-time buyers get in with 0–3.5% down, plus down payment assistance to help cover it.
Jun 11, 2026
Credit & Qualification
What Credit Score Do You Need to Buy a Home in Colorado?
The credit score you need to buy a home in Colorado is way lower than most people think — as low as 500 with FHA. Here's the real breakdown by loan type.
Jun 2, 2026
Colorado Geographic Guides
Buying a Home in the Denver Metro Area: A Local Mortgage Guide
What Denver, Aurora, and Denver Metro homebuyers need to know about prices, loan limits, down payment help, and getting a competitive offer accepted.
Apr 2, 2026
Loan Programs
FHA vs. Conventional Loans in Colorado: Which One Is Right for You?
A plain-English comparison of FHA and conventional loans for Colorado buyers — down payments, credit scores, mortgage insurance, and when each one wins.
Mar 5, 2026
First-Time Homebuyer
First-Time Homebuyer in Colorado: Where to Actually Start
A step-by-step, plain-English roadmap for first-time homebuyers in Colorado — from credit and budget to pre-approval, DPA programs, and closing day.
Feb 10, 2026
Down Payment Assistance
Colorado Down Payment Assistance Programs: The Plain-English Guide
A clear, no-jargon breakdown of Colorado down payment assistance (DPA) programs, who qualifies, and how to stack them to buy a home with less cash.
Jan 15, 2026